Working Together For Michigan Consumers To be Healthy

Benefits

African AmericansThis law invests in care innovations such as community health teams to improve the management of chronic disease, which help the nearly 50 percent of African Americans who suffer from a chronic disease.

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American IndiansThis law puts into place comprehensive health insurance reforms that will hold insurance companies more accountable and will lower health care costs, guarantee more health care choices, and enhance the quality of health care for all Americans, including the First Americans.

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Business Tax Credits132,000 small businesses in Michigan could be helped by a new small business tax credit that makes it easier for businesses to provide coverage to their workers and makes premiums more affordable.

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FamiliesOver the next 6 years as the provisions of the ACA are phased in, 32 million more people are expected to be able to access coverage because it has become more affordable. Many provisions in the law are helpful to families.

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Hispanics & LatinosThe law moves toward eliminating the disparities that Hispanics/Latinos currently face — in their health and in their health care — by investing in research about health disparities.

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People with DisabilitiesThis law eliminates discrimination by Insurance Companies. Insurers cannot deny coverage because of pre-existing conditions or medical problems. Starting in 2010 for children. Starting in 2014 for adults.
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Senior CitizensThe ACA ends lifetime limits on private insurance coverage (2010) and ends annual limits on coverage (phased in up to 2014) – so seniors with expensive care do not get cut off from coverage after they hit the cap.
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Small BusinessesThis sweeping healthcare reform legislation addresses serious problems small business owners face, including skyrocketing healthcare costs, lack of access to affordable coverage and little choice among health plans.
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WomenThe ACA provides better access to affordable coverage, ends insurance practices that discriminate because of gender, expands coverage for children, and helps pay for long-term care.
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Young AdultsThe ACA offers affordable insurance to most uninsured young adults including allowing coverage of young adults on their parent’s policy up to age 26, starting in 2010.
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