What We're About | Michigan Consumers for Healthcare

What We're About

The mission of Michigan Consumers for Healthcare (MCH) is to work collaboratively with a diverse alliance of consumers, partners and policymakers to attain affordable, accessible, quality healthcare for everyone in Michigan through education, outreach, advocacy and stakeholder engagement.

MCH works to build a healthy future in which:

Healthcare is fundamental and is accessible for everyone
Healthcare and health insurance coverage options are affordable for all people
Healthcare and health insurance coverage options provide access to quality care that is effective, efficient, patient-centered, equitable and culturally appropriate for our diverse population
Consumers are actively involved in every level of healthcare decision making
Consumers and their champions shape healthcare policy and regulations to advance and improve our healthcare system

The Affordable Care Act Provisions and Michigan Consumers

The Affordable Care Act Impact in Michigan

Michigan Exchange

08/25/2011 - Accessibility

The initial recommendations on the Affordable Care Act Exchanges. The ACA provides Michigan with an opportunity to design a health insurance marketplace that is affordable, accessible, transparent and responsive to consumers looking to purchase health insurance.

Michigan Medical Loss Ratio determination letter

12/20/2011 -

Decision by HHS to deny Michigan's waiver to phase in the medical loss ratio. Health insurance companies must spend at least 80 percent of premium revenues on patient care or rebate policyholders the difference, under a federal ruling today that benefits Michigan consumers and patients. The ruling denies a Michigan Office of Financial and Insurance Regulation (OFIR) waiver application that would have diverted more than $53 million in projected consumer rebates back to commercial insurance carriers in Michigan.